T-Mobile Customers Face Reduction in Savings
A recent update from Apple has announced changes that will affect T-Mobile customers who have been enjoying a three percent cash back discount on their monthly bill by using Apple Card and Apple Pay. Starting July 1, 2025, the cash back rate will decrease to two percent, resulting in a loss of extra savings for T-Mobile users.
Apple has already updated its terms to reflect the new rate, with some T-Mobile customers receiving emails about the upcoming change. Customers have a limited time to take advantage of the higher cash back rate before it decreases. Prepaying multiple billing cycles in advance has been suggested as a way to maximize savings before the deadline.
Previously, a single line on a $120 Magenta Max plan could earn about $43 in Daily Cash per year at three percent, but with the rate dropping to two percent, the savings will reduce to approximately $29 per year. While the difference may not seem significant, it helped offset other expenses for customers.
Although the three percent cash back tier remains for select partners, such as Apple retail stores and Uber, the reduction in savings on T-Mobile bills may impact customers relying on the higher cash back rate for their monthly expenses. Apple Card still offers benefits like Apple Savings, but the change in cash back rate could prompt users to explore other options for maximizing rewards.
